Global card spending
From online checkout to in-store payments, Elios works worldwide. Accepted at 150M+ merchants, powered by your stablecoins.
Your everyday money, upgraded.
Spend, send, and save without handing control of your funds to someone else. All the convenience. All the control.
Elios heroes in action
Create globally, earn instantly
Turn global demand into instant earnings with seamless payments built for clients, fans, and collaborators worldwide.
Modern moneyshouldn't move at old-world speed.
Borderless transfers
Global payments, made simple: send and receive money in seconds, with no hidden transfer fees and no guesswork.
Let your balance do more with Elios
Earn competitive yield on your balance through built-in access to DeFi strategies, while keeping funds ready to spend.
Security is built into every layer of Elios
Grounded in a self-custodial design where you retain full control of your funds, ensuring a higher level of financial sovereignty.
By the numbers
120+
countries supported
24/7
availability
9%+
APY via DeFi vault opportunities
150M+
merchants supported worldwide
All the power of stablecoins.
All the ease of a card.
Accepted worldwide
Use your card at 150M+ merchants, online and in-store.
Spend from your yield balance
Your card draws directly from your Earn account — assets keep earning until you spend.
No hidden fees
No monthly fees, no FX surprises — just a small, transparent spread when converting currencies.
Self-custodial by design
Your funds stay yours. Elios never takes custody of your assets.
Frequently asked questions
Elios is fully self-custodial — you hold your funds and your private keys at all times. We never take custody. Fiat services such as deposits, withdrawals, and account details are provided through regulated partners, and your card is issued by licensed institutions.
There are no hidden fees when using your Elios card or virtual accounts. The only potential cost is a small FX spread (typically under 1%) when converting currencies. If a fee ever applies, it is always shown clearly before you confirm the transaction — no surprises.
Deposit and withdraw across Hyperliquid, Ethereum, Base, Arbitrum, Optimism, and Polygon. Elios is currently powered by smart contracts deployed on HyperEVM.
Your Elios card draws from your Elios earn account. This means your assets continue earning until the moment you spend them.
Yes. Because Elios is self-custodial, you can withdraw your assets at any time to your own wallet — even if KYC is unsuccessful. No lock-ups. No exceptions.
Elios Earn is built directly into your account — your balance is automatically connected to DeFi strategies, allowing you to generate yield on your assets without needing to take any action. For users looking for higher returns, Elios also provides access to a curated selection of higher-yield, higher-risk DeFi strategies, with opportunities offering up to 9%+ APY.